(契約締結時の書面の交付)

(Delivery of Documents Upon Concluding a Contract)

第十三条法第十七条第一項第八号に規定する内閣府令で定める事項は、次の各号に掲げる貸付けに係る契約の区分に応じ、当該各号に定める事項とする。

Article 13(1)The reference, in Article 17, paragraph (1), item (viii) of the Act, to matters specified by Cabinet Office Order means the matters that each of the following items prescribes for the category of loan contract set forth in the item:

一金銭の貸付けに係る契約(次号及び第三号に掲げる契約を除く。) 次に掲げる事項

(i)a contract of money loan (excluding the contracts set forth in the following item and item (iii)): the following matters:

イ貸金業者の登録番号(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結するときは、記載を省略することができる。)

(a)the registration number of the money lender (in cases of concluding a contract for a revolving credit loan of which the amount of interest rate agreed therein does not exceed the restrictions on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, statements may be omitted);

ロ契約の相手方の商号、名称又は氏名及び住所(極度方式貸付けに係る契約にあつては、当該契約の契約番号その他をもつて代えることができる。)

(b)the trade name or name and address of the counterparty to the contract (in cases of a contract for a revolving credit loan, the information may be substituted by the contract number of the relevant contract and other information);

ハ貸付けに関し貸金業者が受け取る書面(極度方式貸付けに係る契約にあつては、当該極度方式貸付けに関し貸金業者が受け取る書面に限り、極度方式基本契約に関し貸金業者が受け取る書面を除く。)の内容

(c)the contents of the documents to be received by the money lender in relation to the loan (in cases of a contract for a revolving credit loan, limited to the documents to be received by the money lender in relation to the relevant revolving credit loan and excluding the documents to be received by the money lender in relation to the basic contract for a revolving credit loan);

ニ債務者が負担すべき元本及び利息以外の金銭に関する事項

(d)the matters concerning the money other than the principal or interest, to be borne by the obligor;

ホ契約の相手方の借入金返済能力に関する情報を信用情報に関する機関に登録するときは、その旨及びその内容(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結するときは、記載を省略することができる。)

(e)in cases of registering the information on the repayment capacity for borrowings of the counterparty to the contract, to the organization handling credit information, the fact and the details thereof (in cases of concluding a contract for a revolving credit loan of which the amount of interest rate agreed therein does not exceed the restrictions on amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, statements of the information may be omitted);

ヘ利息の計算の方法(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(f)the method of calculation of the interest (in cases of concluding a contract for a revolving credit loan of which the amount of interest rate agreed therein does not exceed the restrictions on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the method is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act or the method is more favorable to the counterparty to the contract than the one stated therein, the statements of the relevant method may be omitted);

ト返済の方法及び返済を受ける場所(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、法第十七条第二項の規定により交付する書面に記載されているときは、記載を省略することができる。)

(g)the method of repayment and the place to receive the repayment (in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restrictions on amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the method and place is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, the statements of the relevant method and place may be omitted);

チ各回の返済期日及び返済金額(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結するときは、次回の返済期日及び返済金額をもつて代えることができる。)(極度方式貸付けに係る契約であつて当該契約と同一の極度方式基本契約に基づく返済の条件が同種の他の極度方式貸付けに係る契約の債務が残存するときは、締結した極度方式貸付けに係る契約の各回の返済期日及び返済金額の記載に代えて、残存する債務と合わせた債務に係る将来の各回の返済期日及び返済金額を、当該契約の次回の返済期日及び返済金額の記載に代えて、残存する債務と合わせた債務に係る次回の返済期日及び返済金額を記載することができる。)

(h)each repayment due date and repayment amount (in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restrictions on the amount of interest provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, the next repayment due date and repayment amount may be stated in lieu thereof) (if an obligation under the contract for a revolving credit loan other than the relevant contract but based on the same basic contract for a revolving credit loan and having the same conditions of repayment as the relevant contract remains, in lieu of the statement of each repayment due date and repayment amount under the concluded contract for a revolving credit loan, each repayment due date and repayment amount in the future for the obligations including the remaining obligations may be stated; and in lieu of the statement of the next repayment date and repayment amount under the relevant contract, the next repayment date and repayment amount for the obligations including the remaining obligations may be stated);

リ契約上、返済期日前の返済ができるか否か及び返済ができるときは、その内容(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(i)information as to whether repayment before the repayment due date is possible or not under the contract, and if possible, the details thereof (if concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the information is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, or the information is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted);

ヌ期限の利益の喪失の定めがあるときは、その旨及びその内容(旧利息制限法第一条第一項に規定する利率を超えない範囲においてのみ効力を有する旨を含む。)(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(j)if there are provisions acceleration, the fact and the details thereof (including the statement to the effect that the provisions are effective only within the scope not exceeding the interest rate provided in Article 1, paragraph (1) of Former Interest Rate Restriction Act) (if concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the information is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, or the information is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted);

ル当該契約に基づく債権につき物的担保を供させるときは、当該担保の内容(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合には、法第十七条第二項の規定により交付する書面に記載されている物的担保については、記載を省略することができ、極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えるものを締結する場合には、法第十七条第二項の規定により交付する書面に記載されている物的担保については、物的担保を供させている旨をもつて代えることができる。)

(k)if requiring the provision of physical collateral for the claim under the loan contract, the details of the collateral (if concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, the statement of the physical collateral stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act may be omitted, and in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein exceeds the restriction on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, with regard to the physical collateral stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, the fact of provision of physical collateral may be stated in lieu of the statement);

ヲ当該契約について保証契約を締結するときは、保証人の商号、名称又は氏名及び住所(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合には、法第十七条第二項の規定により交付する書面に記載されている保証人については、記載を省略することができ、極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えるものを締結する場合には、法第十七条第二項の規定により交付する書面に記載されている保証人については、保証人を立てている旨をもつて代えることができる。)

(l)in cases of concluding a guarantee contract for the relevant contract, the trade name, name and address of the guarantor (if concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, the statement of the guarantor stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act may be omitted, and in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein exceeds the restriction on the amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, with regard to the guarantor stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, the fact that a guarantor is furnished may be stated in lieu of the statement);

ワ当該契約が、改正法第八条の規定による改正前の出資の受入れ、預り金及び金利等の取締りに関する法律の一部を改正する法律(昭和五十八年法律第三十三号)附則第十四項に規定する電話担保金融(以下単に「電話担保金融」という。)に係る契約であるときは、その旨及び当該電話担保金融に関し設定された質権の登録の受付番号(電話加入権質に関する臨時特例法施行規則(昭和三十三年郵政省令第十八号)第十三条に規定する受付番号をいう。第三項において同じ。)(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結するときは、記載を省略することができる。)

(m)if the relevant contract is a contract for finance secured by telephone subscription right as provided in paragraph (14) of the supplementary provisions of the Act Partially Amending the Act Regulating the Receipt of Contributions, Receipt of Deposits and Interest Rates (Act No. 33 of 1983) prior to the revision under Article 8 of the Amendment Act (hereinafter simply referred to as the "finance secured by telephone subscription right"), the fact and the receipt number (meaning the receipt number as referred to in Article 13 of the Regulation for Enforcement of the Act on Temporary Special Provisions concerning Pledges Created on Telephone Subscription Right (Order of the Ministry of Posts and Telecommunications No. 18 of 1958); the same applies in paragraph (3)) for the registration of the pledge created in regard to the relevant finance secured by telephone subscription right (in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restrictions on amount of interest as provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, the statements of the information may be omitted);

カ当該契約が、従前の貸付けの契約に基づく債務の残高を貸付金額とする貸付けに係る契約であるときは、従前の貸付けの契約に基づく債務の残高の内訳(元本、利息及び当該貸付けの契約に基づく債務の不履行による賠償額の別をいう。)及び当該貸付けの契約を特定し得る事項(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、当該契約と同一の極度方式基本契約に基づいた従前の極度方式貸付けに係る契約に基づく債務の残高を貸付金額とする貸付けに係る契約であるときは、記載を省略することができ、極度方式貸付けに係る契約であつて当該契約で定める利息の額が同項に定める利息の制限額を超えるものを締結する場合において、当該契約と同一の極度方式基本契約に基づいた従前の極度方式貸付けに係る契約に基づく債務の残高を貸付金額とする貸付けに係る契約であるときは、その旨又はその旨を示す文字をもつて代えることができる。)

(n)if the relevant contract is a loan contract which has the outstanding balance of the obligation under the previous contract for a loan as the loan amount thereof, the breakdown (meaning the information on composition of the outstanding balance, such as the principal, interest and damages for the default under the relevant contract for a loan) of the outstanding balance of the obligation under the previous contract for a loan, and the matters which enables to specify the relevant contract for a loan (in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the contract is a loan contact which has, as the loan amount, the outstanding balance of the obligation under the previous contract for a revolving credit loan based on the same basic contract for a revolving credit loan as the relevant contract, the statement of the information may be omitted, and in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein exceeds the restriction on the amount of interest provided in Article 1, paragraph (1) of the Interest Rate Restriction Act, and when the contract loan contact which has, as the loan amount, the outstanding balance of the obligation under the previous contract for a revolving credit loan based on the same basic contract for a revolving credit loan as the relevant contract, the fact and characters or letters indicating the fact may be stated in lieu of the statement of the information);

ヨ貸付けに係る契約の貸付けの利率が旧利息制限法第一条第一項に規定する利率を超えるときは、超える部分について支払う義務を負わない旨

(o)a statement to the effect that if the loan interest rate under the loan contract exceeds the interest rate provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, the obligor does not have the obligation to pay the amount corresponding to the part exceeding the interest rate;

タ将来支払う返済金額の合計額(極度方式貸付けに係る契約であつて当該契約と同一の極度方式基本契約に基づく返済の条件が同種の他の極度方式貸付けに係る契約の債務が残存するときは、締結した極度方式貸付けに係る契約の将来支払う返済金額の合計額の記載に代えて、残存する債務と合わせた債務の将来支払う返済金額の合計額を記載することができる。)(貸付けに係る契約を締結した時点において将来支払う返済金額が定まらないときは、各回の返済期日に最低返済金額を支払うことその他の必要な仮定を置き、当該仮定に基づいた合計額及び当該仮定)

(p)the total repayment amount to be paid in the future (if the obligation under the contract for a revolving credit loan other than the relevant contract for a revolving credit loan but based on the same basic contract for a revolving credit loan and having the conditions of repayment as the relevant contract remains, in lieu of the statement of the total repayment amount to be paid in the future under the concluded contract for a revolving credit loan, the total repayment to be paid in the future under the obligation including the remaining obligation may be stated) (if the repayment amount to be paid in the future is not fixed at the time of concluding the loan contract, the total amount based on an assumption that the obligor pays the minimum repayment amount at each repayment due date or any other necessary assumption, as well as the assumption);

レ日賦貸金業者である場合にあつては、第三号新貸金業法第十四条第五号に掲げる事項

(q)in cases of a daily installment money lender, the matters set forth in Article 14, item (v) of the Item 3 New Money Lending Business Act;

ソ次に掲げる場合の区分に応じ、それぞれ次に定める事項

(r)the matters that each of the following clauses prescribes for the category of cases set forth in the clause:

(1)指定紛争解決機関が存在する場合貸金業者が法第十二条の二の二第一項第一号に定める手続実施基本契約を締結する措置を講ずる当該手続実施基本契約の相手方である指定紛争解決機関の商号又は名称

1.if there is a designated dispute resolution organization:the trade name or name of the designated dispute resolution organization with regard to whom the money lender takes the measure to conclude a basic contract for implementation of dispute resolution procedures as prescribed in Article 12-2-2, paragraph (1), item (i) of the Act, and that is the counterparty to the basic contract for implementation of dispute resolution procedures; and

(2)指定紛争解決機関が存在しない場合貸金業者の法第十二条の二の二第一項第二号に定める苦情処理措置及び紛争解決措置の内容

2.if there is no designated dispute resolution organization:the content of the complaint processing measures and dispute resolution measures prescribed in Article 12-2-2, paragraph (1), item (ii) of the Act to be taken by the money lender.

二手形の割引の契約次に掲げる事項

(ii)a contract on the discount of negotiable instruments: the following matters:

イ前号イからハまで、ヘ、リからヲまで、レ及びソに掲げる事項

(a)the matters set forth in sub-items (a) through (c), (f), (i) through (l), (q) and (r) of the preceding item; and

ロ割り引いた手形の手形番号、手形金額及び満期

(b)the negotiable instrument number of the discounted negotiable instrument, and the amount and maturity of the negotiable instrument;

ハ割引に関し貸金業者の受ける割引料その他の金銭に関する事項

(c)the discount fees to be received by the money lender in relation to the discount, and any other matters related to money;

三売渡担保の契約次に掲げる事項

(iii)a contract on collateral by sale: the following matters:

イ第一号イからニまで、ヘ、チからヲまで及びタからソまでに掲げる事項

(a)the matters set forth in item (i), sub-items (a) through (d), (f), (h) through (l), and (p) through (r); and

ロ買戻しに関する事項(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(b)the matters related to redemption (in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the information is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, or is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted);

ハ売渡目的物の内容(極度方式貸付けに係る契約にあつては、法第十七条第二項の規定により交付する書面に記載されている売渡目的物については、記載を省略することができる。)

(c)the details of the subject matter of the collateral by sale (in cases of a contract for a revolving credit loan, the statement of the subject matter of the collateral by sale stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act may be omitted);

四金銭の貸借の媒介の契約第一号イからハまで、チからヲまで、ヨ、レ及びソに掲げる事項並びに媒介手数料の計算の方法(極度方式貸付けに係る契約であつて当該契約で定める利息の額が旧利息制限法第一条第一項に定める利息の制限額を超えないものを締結する場合において、法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、媒介手数料の計算の方法の記載を省略することができる。)及びその金額

(iv)a money brokerage agreement:the matters set forth in item (i), sub-items (a) through (c), (h) through (l), (o), (q) and (r), as well as the way of calculating the brokerage fees (in cases of concluding a contract for a revolving credit loan of which the amount of interest agreed therein does not exceed the restriction on the amount of interest provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, and when the information is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, or is more favorable to the counterparty to the contract than the one stated therein, the way of calculating the brokerage fees may be omitted).

2法第十七条第一項後段に規定する内閣府令で定める事項は、次の各号に掲げる貸付けに係る契約の区分に応じ、当該各号に定める事項(当該事項の変更の内容が同条第二項後段の規定により交付する書面に記載されている場合には、当該事項を除く。)とする。

(2)The reference, in the second sentence of Article 17, paragraph (1) of the Act, to matters specified by Cabinet Office Order means the matters that each of the following items prescribes for the category of loan contract set forth in the item (if the contents of the changes to the relevant matters are stated in the documents to be delivered pursuant to the second sentence of paragraph (2) of that Article, the matters are excluded):

一金銭の貸付けに係る契約(次号及び第三号に掲げる契約を除く。) 次に掲げる事項

(i)a contract of money loan (excluding the contracts set forth in the following item and item (iii)): the following matters:

イ法第十七条第一項第四号若しくは第七号に掲げる事項又は前項第一号ニ、ヘ、リ若しくはヌに掲げる事項(これらの事項について貸付けの利率を引き下げる場合その他の契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(a)the matters set forth in Article 17, paragraph (1), item (iv) or (vii) of the Act, or the matters set forth in item (i), sub-item (d), (f), (i), or (j) of the preceding paragraph (if the loan interest rate is reduced in relation to these matters or other cases when making changes that are advantageous to the counterparty to the contract, the matters are excluded);

ロ法第十七条第一項第五号に掲げる事項又は前項第一号ト、チ(チにあつては、極度方式貸付けに係る契約である場合を除く。)、ル若しくはヲ(ヲにあつては、新たに保証契約を締結する場合に限る。)に掲げる事項

(b)the matters set forth in Article 17, paragraph (1), item (v) of the Act, or the matters set forth in the preceding paragraph, item (i), sub-item (g), (h) (in cases of sub-item (h), excluding the cases of a contract for a revolving credit loan), (k), or (l) (in cases of sub-item (l), limited to cases of newly concluding a guarantee contract);

二手形の割引の契約次に掲げる事項

(ii)a contract on the discount of negotiable instruments: the following matters:

イ前号に定める事項(前項第一号ニ、ト及びチに掲げる事項を除く。)

(a)the matters set forth in the preceding item (excluding the matters set forth in item (i), sub-items (d), (g), and (h) of the preceding paragraph); and

ロ割引に関し貸金業者の受ける割引料その他の金銭に関する事項(契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(b)the discount fees to be received by the money lender in relation to the discount, and any other matters related to money (in cases of making changes that are advantageous to the counterparty to the contract, the matters are excluded);

三売渡担保の契約次に掲げる事項

(iii)a contract on collateral by sale: the following matters:

イ第一号に定める事項(前項第一号トに掲げる事項を除く。)

(a)the matters set forth in item (i) (excluding the matters set forth in item (i), sub-item (g) of the preceding paragraph); and

ロ買戻しに関する事項(契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(b)the matters related to redemption (in cases of making changes that are advantageous to the counterparty to the contract, the matters are excluded);

ハ売渡目的物の内容

(c)the details of the subject matter of the collateral by sale;

四金銭の貸借の媒介の契約次に掲げる事項

(iv)a money brokerage agreement: the following matters:

イ第一号に定める事項(前項第一号ニ、ヘ及びトに掲げる事項を除く。)

(a)the matters specified in item (i) (excluding the matters set forth in item (i), sub-items (d), (f), and (g) of the preceding paragraph); and

ロ媒介手数料の計算の方法(契約の相手方の利益となる変更を加える場合には、媒介手数料の計算の方法を除く。)

(b)the way of calculating the brokerage fees (in cases of making changes that are advantageous to the counterparty to the contract, excluding the method of calculation of brokerage fees).

3法第十七条第二項第七号に規定する内閣府令で定める事項は、次の各号に掲げる貸付けに係る契約の区分に応じ、当該各号に定める事項とする。

(3)The reference, in Article 17, paragraph (2), item (vii) of the Act, to matters specified by Cabinet Office Order means the matters that each of the following items prescribes for the category of loan contract set forth in the item:

一金銭の貸付けに係る契約(次号及び第三号に掲げる契約を除く。) 次に掲げる事項

(i)a contract of money loan (excluding the contracts set forth in the following item and item (iii)): the following matters:

イ貸金業者の登録番号

(a)the registration number of the money lender;

ロ契約の相手方の商号、名称又は氏名及び住所

(b)the trade name or name and address of the counterparty to the contract;

ハ極度方式基本契約に関し貸金業者が受け取る書面の内容

(c)the contents of the documents to be received by the money lender in relation to the basic contract for a revolving credit loan;

ニ債務者が負担すべき元本及び利息以外の金銭に関する事項

(d)the matters concerning the money other than the principal or interest, to be borne by the obligor;

ホ契約の相手方の借入金返済能力に関する情報を信用情報に関する機関に登録するときは、その旨及びその内容

(e)in cases of registering the information on the repayment capacity for borrowings of the counterparty to the contract to the organization handling credit information, the fact and the details thereof;

ヘ利息の計算の方法

(f)the method of calculation of the interest;

ト返済の方法及び返済を受ける場所

(g)the method of repayment and the place to receive the repayment;

チ各回の返済期日及び返済金額の設定の方式

(h)the method of establishment of each repayment due date and repayment amount;

リ契約上、返済期日前の返済ができるか否か及び返済ができるときは、その内容

(i)information as to whether repayment before the repayment due date is possible or not under the contract, and if possible, the details thereof;

ヌ期限の利益の喪失の定めがあるときは、その旨及びその内容(旧利息制限法第一条第一項に規定する利率を超えない範囲においてのみ効力を有する旨を含む。)

(j)if there are provisions acceleration, the fact and the details thereof (including the statement to the effect that the provisions are effective only within the scope not exceeding the interest rate provided in Article 1, paragraph (1) of Former Interest Rate Restriction Act);

ル当該契約に基づく債権につき物的担保を供させるときは、当該担保の内容

(k)if requiring the provision of physical collateral for the claim under the relevant contract, the details of the collateral;

ヲ当該契約について保証契約を締結するときは、保証人の商号、名称又は氏名及び住所

(l)if a guarantee contact is to be concluded for the relevant contract, the trade name, name and address of the guarantor;

ワ当該契約が、電話担保金融に係る契約であるときは、その旨及び当該電話担保金融に関し設定された質権の登録の受付番号

(m)if the relevant contract is a contract for finance secured by telephone subscription right, the fact and the receipt number of registration of the pledge created in regard to the relevant finance secured by telephone subscription right;

カ貸付けに係る契約の貸付けの利率が旧利息制限法第一条第一項に規定する利率を超えるときは、超える部分について支払う義務を負わない旨

(n)if the loan interest rate under the loan contract exceeds the interest rate provided in Article 1, paragraph (1) of the Former Interest Rate Restriction Act, a statement to the effect that the obligor does not have the obligation to pay the amount corresponding to the part exceeding the interest rate;

ヨ貸金業者が、極度方式基本契約に定める極度額(貸金業者が極度方式基本契約の相手方に対し貸付けの元本の残高の上限として極度額を下回る額を提示する場合にあつては、当該下回る額)を一回貸し付けることその他の必要な仮定を置き、当該仮定に基づいた将来支払う返済金額の合計額、返済期間及び返済回数並びに当該仮定

(o)the total repayment amount to be paid in the future based on the assumption by the money lender such as the loaning of the maximum amount specified in the basic contract for a revolving credit loan (if the money lender makes available to the counterparty to the basic contract for a revolving credit loan an amount smaller than the maximum amount as an upper limit on the outstanding balance of principal of the revolving credit loan under the basic contract for a revolving credit loan, the smaller amount) for once or any other assumption, the repayment period and number of repayment installments as well as the relevant assumption;

タ法第十七条第一項の規定により交付する書面(同条第五項の規定により保証人に交付する場合にあつては、同条第四項の規定により交付する書面)又は同条第六項で規定する内閣府令で定める書面に記載する返済期間、返済回数、返済期日又は返済金額が、当該書面に記載する貸付けの後に行われる貸付けその他の事由により変動し得るときは、その旨

(p)if the repayment period, number of repayment installments, repayment due date or repayment amount stated in the documents to be delivered pursuant to Article 17, paragraph (1) of the Act (in cases of delivering the documents to the guarantor pursuant to paragraph (5) of that Article, the documents to be delivered pursuant to paragraph (4) of that Article), or the documents specified by Cabinet Office Order which are referred to in paragraph (6) of that Article, may change due to the loan to be made after the loan stated in the relevant documents or any other grounds, the fact;

レ日賦貸金業者である場合にあつては、第三号新貸金業法第十四条第五号に掲げる事項

(q)if a daily installment money lender, the matters set forth in Article 14, item (v) of the Item 3 New Money Lending Business Act;

ソ次に掲げる場合の区分に応じ、それぞれ次に定める事項

(r)the matters that each of the following clauses prescribes for the category of cases set forth in the clause:

(1)指定紛争解決機関が存在する場合貸金業者が法第十二条の二の二第一項第一号に定める手続実施基本契約を締結する措置を講ずる当該手続実施基本契約の相手方である指定紛争解決機関の商号又は名称

1.if there is a designated dispute resolution organization:the trade name or name of the designated dispute resolution organization with regard to whom the money lender takes the measure to conclude a basic contract for implementation of dispute resolution procedures as prescribed in Article 12-2-2, paragraph (1), item (i) of the Act, and that is the counterparty to the basic contract for implementation of dispute resolution procedures; and

(2)指定紛争解決機関が存在しない場合貸金業者の法第十二条の二の二第一項第二号に定める苦情処理措置及び紛争解決措置の内容

2.if there is no designated dispute resolution organization:the content of the complaint processing measures and dispute resolution measures prescribed in Article 12-2-2, paragraph (1), item (ii) of the Act to be taken by the money lender.

二手形の割引の契約次に掲げる事項

(ii)a contract on the discount of negotiable instruments: the following matters:

イ前号イからハまで、ヘ、リからヲまで、レ及びソに掲げる事項

(a)the matters set forth in sub-items (a) through (c), (f), (i) through (l), (q), and (r) of the preceding item; and

ロ割引に関し貸金業者の受ける割引料その他の金銭に関する事項

(b)the discount fees to be received by the money lender in relation to the discount, and any other matters related to money;

ハ法第十七条第一項の規定により交付する書面(同条第五項の規定により保証人に交付する場合にあつては、同条第四項の規定により交付する書面)又は同条第六項で規定する内閣府令で定める書面に記載する返済期間又は返済回数が、当該書面に記載する貸付けの後に行われる貸付けその他の事由により変動し得るときは、その旨

(c)if the repayment period or number of repayment installments stated in the documents to be delivered pursuant to Article 17, paragraph (1) of the Act (in cases of delivering the documents to the guarantor pursuant to paragraph (5) of that Article, the documents to be delivered pursuant to paragraph (4) of that Article), or the documents specified by Cabinet Office Order which are referred to in paragraph (6) of that Article, may change due to the loan to be made after the loan stated in the relevant documents or any other grounds, the fact;

三売渡担保の契約次に掲げる事項

(iii)a contract on collateral by sale: the following matters:

イ第一号イからニまで、ヘ、チからヲまで及びヨからソまでに掲げる事項

(a)the matters set forth in item (i), sub-items (a) through (d), (f), (h) through (m), and (o) through (r); and

ロ買戻しに関する事項

(b)the matters related to redemption;

四金銭の貸借の媒介の契約第一号イからハまで、チからヲまで、カ及びタからソまでに掲げる事項並びに媒介手数料の計算の方法及びその金額

(iv)a money brokerage agreement:the matters set forth in item (i), sub-items (a) through (c), (h) through (l), (n), and (p) through (r), as well as the method of calculation of brokerage fees and the amount thereof.

4法第十七条第二項後段に規定する内閣府令で定める事項は、次の各号に掲げる貸付けに係る契約の区分に応じ、当該各号に定める事項とする。

(4)The reference, in the second sentence of Article 17, paragraph (2) of the Act, to matters specified by Cabinet Office Order means the matters that each of the following items prescribes for the category of loan contracts set forth in the item:

一金銭の貸付けに係る契約(次号及び第三号に掲げる契約を除く。) 次に掲げる事項

(i)a contract of money loan (excluding the contracts set forth in the following item and item (iii)): the following matters:

イ法第十七条第二項第四号若しくは第六号に掲げる事項又は前項第一号ニ、ヘ、リ若しくはヌに掲げる事項(これらの事項について貸付けの利率を引き下げる場合その他の契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(a)the matters set forth in Article 17, paragraph (2), item (iv) or (vi) of the Act, or the matters set forth in item (i), sub-item (d), (f), (i), or (j) of the preceding paragraph (if reducing the loan interest rate in relation to these matters, or cases when making changes that are advantageous to the counterparty to the contract, the matters are excluded);

ロ法第十七条第二項第三号若しくは第五号に掲げる事項又は前項第一号ト、チ、ル若しくはヲ(ヲにあつては、新たに保証契約を締結する場合に限る。)に掲げる事項

(b)the matters set forth in Article 17, paragraph (2), item (iii) or (v) of the Act, or the matters set forth in the preceding paragraph, item (i), sub-item (g), (h), (k), or (l) (in cases of sub-item (l), limited to cases when newly concluding a guarantee contract);

二手形の割引の契約次に掲げる事項

(ii)a contract on the discount of negotiable instruments: the following matters:

イ前号に定める事項(前項第一号ニ、ト及びチに掲げる事項を除く。)

(a)the matters set forth in the preceding item (excluding the matters set forth in item (i), sub-items (d), (g), and (h) of the preceding paragraph); and

ロ割引に関し貸金業者の受ける割引料その他の金銭に関する事項(契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(b)the discount fees to be received by the money lender in relation to the discount, and any other matters related to money (in cases of making changes that are advantageous to the counterparty to the contract, the matter is excluded);

三売渡担保の契約次に掲げる事項

(iii)a contract on collateral by sale: the following matters:

イ第一号に定める事項(前項第一号トに掲げる事項を除く。)

(a)the matters set forth in item (i) (excluding the matters set forth in item (i), sub-item (g) of the preceding paragraph); and

ロ買戻しに関する事項(契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(b)the matters related to redemption (in cases of making changes that are advantageous to the counterparty to the contract, the matter is excluded);

四金銭の貸借の媒介の契約次に掲げる事項

(iv)a money brokerage agreement: the following matters:

イ第一号に定める事項(前項第一号ニ、ヘ及びトに掲げる事項を除く。)

(a)the matters specified in item (i) (excluding the matters set forth in item (i), sub-items (d), (f), and (g) of the preceding paragraph);

ロ媒介手数料の計算の方法(契約の相手方の利益となる変更を加える場合には、媒介手数料の計算の方法を除く。)

(b)the way of calculating the brokerage fees (in cases of making changes that are advantageous to the counterparty to the contract, that matter is excluded);

5法第十七条第二項後段に規定する内閣府令で定めるときは、次のいずれかのときとする。

(5)The reference, in the second sentence of Article 17, paragraph (2) of the Act, to a case specified by Cabinet Office Order means:

一極度額(貸金業者が極度方式基本契約の相手方に対し貸付けの元本の上限として極度額を下回る額を提示する場合にあつては、当該下回る額又は極度額)を引き下げたとき。

(i)when the maximum amount is decreased (if the money lender makes available to the counterparty to the basic contract for a revolving credit loan an amount smaller than the maximum amount as an upper limit on outstanding balance of principal of the revolving credit loan under the basic contract for a revolving credit loan, the smaller amount); or

二極度額(貸金業者が極度方式基本契約の相手方に対し貸付けの元本の上限として極度額を下回る額を提示する場合にあつては、当該下回る額又は極度額)を引き下げた後、元の額を上回らない額まで引き上げたとき。

(ii)when the maximum amount (if the money lender makes available to the counterparty to the basic contract for a revolving credit loan an amount smaller than the maximum amount as an upper limit on outstanding balance of principal of the revolving credit loan under the basic contract for a revolving credit loan, the smaller amount) is increased to an amount not exceeding the original amount after the decrease.

6法第十七条第三項に規定する内閣府令で定めるものは、次に掲げるものとする。

(6)The reference, in Article 17, paragraph (3) of the Act, to matters specified by Cabinet Office Order means:

一法第十六条の二第三項各号に掲げる事項

(i)the matters set forth in the items of Article 16-2, paragraph (3) of the Act; and

二保証契約の契約年月日

(ii)the date of guarantee contract.

7法第十七条第三項後段に規定する内閣府令で定める事項は、次の各号に掲げる保証の対象となる貸付けに係る契約の区分に応じ、当該各号に定める事項とする。

(7)The reference, in the second sentence of Article 17, paragraph (3) of the Act, to matters specified by Cabinet Office Order means the matters that each of the following items prescribes for the category of a loan contract, as set forth in the item, which the guarantee is to cover:

一金銭の貸付けに係る契約(次号及び第三号に掲げる契約を除く。) 次に掲げる事項

(i)a contract of money loan (excluding the contracts set forth in the following item and item (iii)): the following matters:

イ法第十六条の二第三項第二号、第三号若しくは第五号に掲げる事項又は第十二条の二第三項第一号ハ若しくはタ若しくは第五項第二号、第六号、第八号若しくは第十一号に掲げる事項(これらの事項について契約の相手方の利益となる変更を加える場合には、当該事項を除く。)

(a)the matters set forth in Article 16-2, paragraph (3), item (ii), (iii) or (v) of the Act, or the matters set forth in Article 12-2, paragraph (3), item (i), sub-item (c) or (p), or paragraph (5), item (ii), (vi), (viii), or (xi) (in cases of making changes that are advantageous to the counterparty to the contract with regard to these matters, the matters are excluded);

ロ第十二条の二第五項第一号、第七号又は第九号(第九号にあつては、保証契約に基づく債権につき物的担保を供させるときに限る。)に掲げる事項

(b)the matters set forth in Article 12-2, paragraph (5), item (i), (vii), or (ix) (in cases of item (ix), limited to cases when requiring the provision of physical collateral for the claim under the guarantee contract);

二手形の割引の契約前号に定める事項

(ii)a contract on the discount of negotiable instruments: the matters specified in the preceding item:

三売渡担保の契約第一号に定める事項

(iii)a contract on collateral by sale: the matters specified in item (i): and

四金銭の貸借の媒介の契約第一号に定める事項

(iv)a money brokerage agreement:the matters set forth in item (i).

8貸金業者は、法第十七条第四項前段の規定により、同条第一項各号に掲げる事項について当該貸付けに係る契約の内容を明らかにする書面を保証人に交付する場合において、保証の対象となる貸付けに係る契約が二以上あるときは、当該契約ごとに当該各号に掲げる事項を記載しなければならない。

(8)If a money lender, pursuant to the first sentence of Article 17, paragraph (4) of the Act, delivers to the guarantor a document disclosing the contents of the relevant loan contract in regard to the matters set forth in the items of Article 17, paragraph (1) of the Act, and when there are two or more loan contracts to be covered by guarantee, the money lender must state the matters set forth in the respective items for each loan contract.

9貸金業者は、法第十七条第四項前段の規定により、同条第一項各号に掲げる事項について当該貸付けに係る契約の内容を明らかにする書面を保証人に交付する場合においては、保証の対象となる貸付けに係る契約を締結するごとに、遅滞なく、当該書面を交付しなければならない。

(9)If a money lender, pursuant to the first sentence of Article 17, paragraph (4) of the Act, delivers to the guarantor a document disclosing the contents of the relevant loan contract in regard to the matters set forth in the items of Article 17, paragraph (1) of the Act, the money lender must deliver the documents each time it concludes a loan contract to be covered by guarantee, without delay.

10法第十七条第四項後段に規定する内閣府令で定める事項は、第二項に定める事項(当該事項の変更の内容が同条第五項後段の規定により交付する書面に記載されている場合には、当該事項を除く。)とする。

(10)The reference, in the second sentence of Article 17, paragraph (4) of the Act, to matters specified by Cabinet Office Order means the matters specified in paragraph (2) (if the contents of the changes to the relevant matters are stated in the documents to be delivered pursuant to the second sentence of paragraph (5) of that Article, the relevant matters are excluded).

11貸金業者は、法第十七条第五項前段の規定により、同条第二項各号に掲げる事項について当該極度方式基本契約の内容を明らかにする書面を保証人に交付する場合において、保証の対象となる極度方式基本契約が二以上あるときは、当該極度方式基本契約ごとに当該各号に掲げる事項を記載しなければならない。

(11)If a money lender, pursuant to the first sentence of Article 17, paragraph (5) of the Act, delivers to the guarantor a document disclosing the contents of the relevant basic contract for a revolving credit loan in regard to the matters set forth in the items of Article 17, paragraph (2) of the Act, and when there are two or more basic contracts of revolving credit loans to be covered by guarantee, the relevant money lender must state the matters set forth in that items for each basic contract for a revolving credit loan.

12法第十七条第五項後段に規定する内閣府令で定める事項は、第四項に定める事項とする。

(12)The reference, in the second sentence of Article 17, paragraph (5) of the Act, to matters specified by Cabinet Office Order means the matters specified in paragraph (4).

13法第十七条第五項後段に規定する内閣府令で定めるときは、第五項に定めるときとする。

(13)The reference, in the second sentence of Article 17, paragraph (5) of the Act, to cases specified by Cabinet Office Order means the cases specified in paragraph (5).

14第十一条第四項の規定は、貸金業者が法第十七条第一項から第五項までの規定により交付すべき書面を作成する場合について準用する。

(14)The provisions of Article 11, paragraph (4) apply mutatis mutandis to the cases when the money lender prepares the documents to be delivered pursuant to Article 17, paragraphs (1) through (5) of the Act.

15法第十七条第一項から第五項までに規定する書面には、当該各項に規定する事項を日本工業規格Z八三〇五に規定する八ポイント以上の大きさの文字及び数字を用いて明瞭かつ正確に記載しなければならない。

(15)The matters prescribed in Article 17, paragraphs (1) through (5) of the Act must be stated clearly and accurately using characters, letters and numbers greater than or equal to 8-point as provided in Japanese Industrial Standard Z8305 in the documents prescribed in that paragraphs.

16法第十七条第六項に規定する内閣府令で定める書面は、次の各号に掲げる貸付けに係る契約の区分に応じ、一月以内で貸金業者が定める一定期間における貸付け及び弁済その他の取引の状況について日本工業規格Z八三〇五に規定する八ポイント以上の大きさの文字及び数字を用いて明瞭かつ正確に当該各号に定める事項(一定期間において貸付けに係る契約を締結していない場合にあつては第一号ハからリまで及びルからナまでに掲げる事項、第二号イに掲げる事項(第一号ハからリまで、ル、ワ及びタからツまでに掲げる事項に限る。)、同号ロ及びハに掲げる事項、第三号イに掲げる事項(第一号ハからリまで、ルからワまで、ヨからツまで及びナに掲げる事項に限る。)、同号ロ及びハに掲げる事項並びに第四号イに掲げる事項(第一号ハからリまで、ル及びヨからツまでに掲げる事項に限る。)及び同号ロに掲げる事項を除き、弁済を受領していない場合にあつては第一号ラからヰまでに掲げる事項、第二号イに掲げる事項(第一号ラからヰまでに掲げる事項に限る。)、第三号イに掲げる事項(第一号ラからヰまでに掲げる事項に限る。)及び第四号イに掲げる事項(第一号ラからウまでに掲げる事項に限る。)を除く。)を記載した書面とする。

(16)The reference, in Article 17, paragraph (6) of the Act, to documents specified by Cabinet Office Order means documents in which the matters that each of the following items prescribes are stated clearly and accurately using characters, letters and numbers greater than or equal to 8-point as provided in the Japanese Industrial Standard Z8305, with regard to the loan, performance and any other situation of transaction made within a fixed period specified by the money lender of within one month for the categories of loan contracts set forth in the following items (excluding, if a loan contract is not concluded within a certain period, the matters set forth in item (i), sub-items (c) through (i) and (k) through (u), the matters set forth in item (ii), sub-item (a) (limited to the matters set forth in item (i), sub-items (c) through (i), (k), (m) and (p) through (s)), the matters set forth in item (ii), sub-items (b) and (c), the matters set forth in item (iii), sub-item (a) (limited to the matters set forth in item (i), sub-items (c) through (i), (k) through (m), (o) through (s) and (u)), the matters set forth in item (iii), sub-items (b) and (c), the matters set forth in item (iv), sub-item (a) (limited to the matters set forth in item (i), sub-items (c) through (i), (k) and (o) through (s)), and the matters set forth in item (iv), sub-item (b), and if the performance is not received, the matters set forth in item (i), sub-items (v) through (y), the matters set forth in item (ii), sub-item (a) (limited to the matters set forth in item (i), sub-items (v) through (y)), the matters set forth in item (iii), sub-item (a) (limited to the matters set forth in item (i), sub-items (v) through (y)), and the matters set forth in item (iv), sub-item (a) (limited to the matters set forth in item (i), sub-items (v) through (x))):

一金銭の貸付けに係る契約(次号及び第三号に掲げる契約を除く。) 次に掲げる事項

(i)a contract of money loan (excluding the contracts set forth in the following item and item (iii)): the following matters:

イ貸金業者の商号、名称又は氏名及び住所

(a)the trade name, name and address of the money lender;

ロ極度方式基本契約の契約年月日

(b)the date of basic contract for a revolving credit loan;

ハ極度方式基本契約の極度額(貸金業者が極度方式基本契約の相手方に対し貸付けの元本の残高の上限として極度額を下回る額を提示している場合にあつては、当該下回る額及び極度額)

(c)the maximum amount under the basic contract for a revolving credit loan (if the money lender has made available to the counterparty to the basic contract for a revolving credit loan an amount smaller than the maximum amount as an upper limit on outstanding balance of principal of the revolving credit loan under the basic contract for a revolving credit loan, the smaller amount);

ニ一定期間に締結した極度方式貸付けに係る契約に係るそれぞれの契約の契約年月日

(d)the date of contract for each contract for a revolving credit loan concluded within a certain period;

ホ一定期間に締結した極度方式貸付けに係る契約に係るそれぞれの貸付けの金額(保証契約にあつては、保証に係る貸付けの金額)

(e)the amount of loan for each contract for a revolving credit loan concluded within a certain period (in cases of a guarantee contract, the amount of loan related to guarantee);

ヘ貸付けの利率

(f)loan interest rate;

ト返済の方式

(g)the method of repayment;

チ一定期間に締結したそれぞれの極度方式貸付けに係る契約の返済期間及び返済回数(それぞれの極度方式貸付けに係る契約の返済期間及び返済回数の記載に代えて、一定期間の最後の日における同一の極度方式基本契約に基づく残存する債務(同一の極度方式基本契約に基づく返済の条件が同種の極度方式貸付けに係る契約の債務が複数残存するときは、合わせた債務)の将来の返済期間及び返済回数を記載することができる。)

(h)the repayment period and number of repayment installments for each contract for a revolving credit loan concluded within a certain period (in lieu of the statement of repayment period and number of repayment installments for each contract for a revolving credit loan, the future repayment period and number of repayment installments under the remaining obligation under the same basic contract for a revolving credit loan (if two or more obligations under the contract for a revolving credit loan based on the same basic contract for a revolving credit loan and having the same conditions remain, the combined obligation) as of the last day of the certain period may be stated);

リ賠償額の予定に関する定めがあるときは、その内容

(i)if any agreement for liquidated damages is provided, the details thereof;

ヌ契約の相手方の商号、名称又は氏名及び住所(当該契約の契約番号その他をもつて代えることができる。)

(j)the trade name or name and address of the counterparty to the contract (the information may be substituted by the contract number of the relevant contract and any other information);

ル極度方式貸付けに関し貸金業者が受け取る書面(極度方式基本契約に関し貸金業者が受け取る書面を除く。)の内容

(k)the contents of the documents to be received by the money lender in relation to the revolving credit loan (excluding documents to be received by the money lender in relation to the basic contract for a revolving credit loan);

ヲ債務者が負担すべき元本及び利息以外の金銭に関する事項

(l)the matters concerning the money other than the principal or interest, to be borne by the obligor;

ワ利息の計算の方法(法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(m)the method of calculation of the interest (if the method is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, or when the method is more favorable to the counterparty to the contract than the one stated therein, the statement of the method may be omitted);

カ返済の方法及び返済を受ける場所(法第十七条第二項の規定により交付する書面に記載されているときは、記載を省略することができる。)

(n)the method of repayment and the place to receive the repayment (if the information is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, the statement of the information may be omitted);

ヨ一定期間に締結したそれぞれの極度方式貸付けに係る契約の各回の返済期日及び返済金額又は次回の返済期日及び返済金額(当該契約と同一の極度方式基本契約に基づく返済の条件が同種の他の極度方式貸付けに係る契約の債務が残存するときは、締結した極度方式貸付けに係る契約の各回の返済期日及び返済金額の記載に代えて、残存する債務と合わせた債務に係る将来の各回の返済期日及び返済金額を、当該契約の次回の返済期日及び返済金額の記載に代えて、残存する債務と合わせた債務に係る次回の返済期日及び返済金額を記載することができる。)(それぞれの極度方式貸付けに係る契約の各回の返済期日及び返済金額又は次回の返済期日及び返済金額の記載に代えて、一定期間の最後の日における残存する債務(同一の極度方式基本契約に基づく返済の条件が同種の極度方式貸付けに係る契約の債務が複数残存するときは、合わせた債務)の将来の各回の返済期日及び返済金額又は次回の返済期日及び返済金額を記載することができる。)

(o)each repayment date and repayment amount or the next repayment due date and repayment amount for each contract for a revolving credit loan concluded within a certain period (if the obligation under the contract for a revolving credit loan based on the same basic contract for a revolving credit loan and having the same conditions of repayment as the relevant contract, the each repayment due date and repayment amount in the future under the obligations including the remaining obligation may be stated in lieu of the statement of each repayment due date and repayment amount under the concluded contract for a revolving credit loan, and the next repayment due date and repayment amount under the obligations including the remaining obligation that may be stated in lieu of the statement of the next repayment due date and repayment amount under the relevant contract) (in lieu of the statement of each repayment due date and repayment amount or next repayment due date and repayment amount for each contract for a revolving credit loan, each repayment due date and repayment amount or next repayment due date and repayment amount in the future under the remaining obligation (if two or more obligations under the contract for a revolving credit loan based on the same basic contract for a revolving credit loan and having the same conditions of repayment remain, the combined obligation) as of the last day of the certain period may be stated);

タ契約上、返済期日前の返済ができるか否か及び返済ができるときは、その内容(法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(p)information as to whether repayment before the repayment due date is possible or not under the contract, and if possible, the details thereof (if the information is stated in the documents to be delivered pursuant Article 17, paragraph (2) of the Act, or when the information is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted);

レ期限の利益の喪失の定めがあるときは、その旨及びその内容(法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(q)if there are provisions acceleration, the fact and the details thereof (if the information is stated in the documents to be delivered pursuant Article 17, paragraph (2) of the Act, or when the information is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted);

ソ当該契約に基づく債権につき物的担保を供させるときは、当該担保の内容(法第十七条第二項の規定により交付する書面に記載されている物的担保については、記載を省略することができる。)

(r)if requiring the provision of physical collateral for the claim under the relevant contract, the details of the collateral (statements of the physical collateral stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act may be omitted);

ツ当該契約について保証契約を締結するときは、保証人の商号、名称又は氏名及び住所(法第十七条第二項の規定により交付する書面に記載されている保証人については、記載を省略することができる。)

(s)if a guarantee contract is to be concluded for the relevant contract, the trade name, name and address of the guarantor (statements of the guarantor stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act may be omitted);

ネ一定期間に締結したそれぞれの極度方式貸付けに係る契約が、従前の貸付けの契約に基づく債務の残高を貸付金額とする貸付けに係る契約であるときは、従前の貸付けの契約に基づく債務の残高の内訳(元本、利息及び当該貸付けの契約に基づく債務の不履行による賠償額の別をいう。)及び当該貸付けの契約を特定し得る事項(極度方式貸付けに係る契約を締結する場合において、当該契約と同一の極度方式基本契約に基づいた従前の極度方式貸付けに係る契約に基づく債務の残高を貸付金額とする貸付けに係る契約であるときは、記載を省略することができる。)

(t)if each contract for a revolving credit loan concluded within a certain period is a loan contract which has the outstanding balance of the obligation under the previous contract for a loan as the loan amount thereof, the breakdown (meaning the information on composition of the outstanding balance, such as the principal, interest and damages for the default under the relevant contract for a loan) of the outstanding balance of the obligation under the previous contract for a loan, and the matters which enables to specify the relevant contract for a loan (in cases of concluding a contract for a revolving credit loan, and if the contract for a revolving credit loan is a loan contract which has the outstanding balance of the obligation under the previous contract for a revolving credit loan based on the same basic contract for a revolving credit loan as the relevant contract as the loan amount, the statement of the information may be omitted);

ナ一定期間に締結したそれぞれの極度方式貸付けに係る契約に係る将来支払う返済金額の合計額(当該契約と同一の極度方式基本契約に基づく返済の条件が同種の他の極度方式貸付けに係る契約の債務が残存するときは、将来支払う返済金額の合計額の記載に代えて、残存する債務と合わせた債務の将来支払う返済金額の合計額を記載することができる。)(それぞれの極度方式貸付けに係る契約の将来支払う返済金額の合計額の記載に代えて、一定期間の最後の日における同一の極度方式基本契約に基づく残存する債務(同一の極度方式基本契約に基づく返済の条件が同種の極度方式貸付けに係る契約の債務が複数残存するときは、合わせた債務)の将来支払う返済金額の合計額を記載することができる。)(貸付けに係る契約を締結した時点において将来支払う返済金額の額が定まらないときは、各回の返済期日に最低返済金額を支払うことその他の必要な仮定を置き、当該仮定に基づいた合計額及び当該仮定)

(u)the total repayment amount to be paid in the future under each contract for a revolving credit loan concluded within a certain period (if an obligation under the contract for a revolving credit loan other than the relevant contract for a revolving credit loan but based on the same basic contract of revolving credit loan thereof and having the conditions of repayment as the relevant contract remains, in lieu of the statement of the total repayment amount to be paid in the future, the total repayment amount to be paid in the future under the obligation including the remaining obligation may be stated) (in lieu of the statement of total repayment amount to be paid in the future for each contract for a revolving credit loan, the total repayment amount to be paid in the future under the remaining obligation (if two or more obligations under the contract of revolving redit loan based on the same basic contract of revolving credit loan and having the same conditions of repayment remain, the combined obligation) as of the last day of the certain period may be stated) (if the repayment amount to be paid in the future is not fixed at the time of concluding the loan contract, the total amount based on an assumption that the obligor pays the minimum repayment amount at the repayment date for each repayment installment or any other necessary assumption, and the assumption);

ラ一定期間に受領したそれぞれの弁済に係る貸付けの金額(保証契約にあつては、保証に係る貸付けの金額)(当該弁済に係る貸付けが複数あるときは、弁済に係る貸付けの金額に代えて、最後の貸付けに係る貸付けの金額とその時点において残存する当該貸付けと同一の極度方式基本契約に基づく他の返済の条件が同種の極度方式貸付けの債務の合計額を記載することができる。)

(v)amount of loan for each performance received within a certain period (in cases of a guarantee contract, the amount of loan related to guarantee) (if there are two or more loans related to the relevant performance, in lieu of the amount of loan related to performance, the total of the amount of loan under the last loan and the obligation under a revolving credit loan based on the same basic contract for a revolving credit loan and having other conditions of repayment same as the relevant loan that remains as of that time may be stated);

ム一定期間に受領したそれぞれの弁済に係る受領金額(当該書面の交付を受ける者以外の者が債務の弁済をした場合には、その受領金額及びその旨)及び利息、賠償額の予定に基づく賠償金若しくは元本への充当額

(w)the amount received (if a person other than the one that receives the delivery of the relevant documents has made the performance of obligation, the amount received thereof and the fact) and the interest, amount of damages based on the agreement for liquidated damages or the amount applied to the principal for each performance received within a certain period;

ウ一定期間に受領したそれぞれの弁済に係る受領年月日

(x)the date of receipt for each performance received within a certain period;

ヰ一定期間に受領したそれぞれの弁済に係る弁済後の残存債務の額(当該弁済に係る極度方式貸付けに係る契約と同一の極度方式基本契約に基づく他の返済の条件が同種の極度方式貸付けに係る契約の債務が残存するときは、弁済後の残存債務の額の記載に代えて、残存する債務と合わせた債務の額を記載することができる。)(それぞれの弁済に係る弁済後の残存債務の額の記載に代えて、一定期間の最後の日における同一の極度方式基本契約に基づく残存する債務(同一の極度方式基本契約に基づく返済の条件が同種の極度方式貸付けに係る契約の債務が複数残存するときは、合わせた債務)の額を記載することができる。)

(y)the amount of remaining obligation after the performance for each performance received within a certain period (if an obligation under the contract for a revolving credit loan other than the relevant contract for a revolving credit loan related to the performance but based on the same basic contract for a revolving credit loan and having other conditions of repayment same as the relevant contract remains, in lieu of the statement of the amount of remaining obligations after the performance, the amount of obligations including the remaining obligation may be stated) (in lieu of the statement of the amount of remaining obligations after the performance for each performance, the amount of remaining obligations based on the same basic contact of revolving credit loan (if two or more obligations under the contract for a revolving credit loan based on the same basic contract for a revolving credit loan and having the same conditions of repayment remain, the combined obligations) as of the last day of the certain period may be stated);

ノ次に掲げる場合の区分に応じ、それぞれ次に定める事項

(z)the matters that each of the following clauses prescribes for the category of cases set forth in that clause:

(1)指定紛争解決機関が存在する場合貸金業者が法第十二条の二の二第一項第一号に定める手続実施基本契約を締結する措置を講ずる当該手続実施基本契約の相手方である指定紛争解決機関の商号又は名称

1.if there is a designated dispute resolution organization:the trade name or name of the designated dispute resolution organization with regard to whom the money lender takes the measure to conclude a basic contract for implementation of dispute resolution procedures as prescribed in Article 12-2-2, paragraph (1), item (i) of the Act, and that is the counterparty to the basic contract for implementation of dispute resolution procedures; and

(2)指定紛争解決機関が存在しない場合貸金業者の法第十二条の二の二第一項第二号に定める苦情処理措置及び紛争解決措置の内容

2.if there is no designated dispute resolution organization:the content of the complaint processing measures and dispute resolution measures prescribed in Article 12-2-2, paragraph (1), item (ii) of the Act to be taken by the money lender.

二手形の割引の契約次に掲げる事項

(ii)a contract on the discount of negotiable instruments: the following matters:

イ前号に定める事項(同号ヲ、カ、ヨ、ネ及びナに掲げる事項を除く。)

(a)the matters specified in the preceding item (excluding the matters set forth in sub-items (l), (n), (o), (t), and (u) of that item);

ロ割り引いた手形の手形番号、手形金額及び満期

(b)the negotiable instrument number of the discounted negotiable instrument, and the amount and maturity of the relevant negotiable instrument;

ハ割引に関し貸金業者の受ける割引料その他の金銭に関する事項

(c)the discount fees to be received by the money lender in relation to the discount, and any other matters related to money;

三売渡担保の契約次に掲げる事項

(iii)a contract on collateral by sale: the following matters:

イ第一号に定める事項(同号カ及びネに掲げる事項を除く。)

(a)the matters set forth in item (i) (excluding the matters set forth in sub-items (n) and (t) of that item); and

ロ買戻しに関する事項(法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)

(b)the matters related to redemption (if the information is stated in the documents to be delivered pursuant Article 17, paragraph (2) of the Act, or when the information is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted);

ハ売渡目的物の内容(法第十七条第二項の規定により交付する書面に記載されている売渡目的物については、記載を省略することができる。)

(c)the details of the subject matter of the collateral by sale (statements of the subject matter of the collateral by sale stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act may be omitted);

四金銭の貸借の媒介の契約次に掲げる事項

(iv)a money brokerage agreement:the following matters.

イ第一号に定める事項(同号ヲからカまで、ネ、ナ及びヰに掲げる事項を除く。)

(a)the matters specified in item (i) (excluding the matters set forth in sub-items (l) through (n), (t), (u) and (y) of that item);

ロ媒介手数料の計算の方法(法第十七条第二項の規定により交付する書面に記載されているとき、又は記載されているものより契約の相手方に有利なものであるときは、記載を省略することができる。)及びその金額

(b)the method of calculation of brokerage fees (if the information is stated in the documents to be delivered pursuant to Article 17, paragraph (2) of the Act, or when the information is more favorable to the counterparty to the contract than the one stated therein, the statement of the information may be omitted), and the amount thereof.

17前項の書面は、一定期間において貸付けに係る契約を締結したとき又は弁済を受領したときに、当該一定期間について当該一定期間の最後の日から一月以内に交付する(電磁的方法により提供する場合にあつては、送信し、閲覧に供し、又は交付する)ものとする。

(17)If a loan contract is concluded or a payment is received within a certain period, the documents referred to in the preceding paragraph which relate to that certain period must be delivered (or, sent, offered for inspection or delivered, if the document is provided by electronic or magnetic means) within one month from the last day of the certain period.

18第十一条第四項の規定は、貸金業者が第十六項の書面を作成する場合について準用する。

(18)The provisions of Article 11, paragraph (4) apply mutatis mutandis to the case when the money lender prepares the documents set forth in paragraph (16).